Dental Benefits
We’re excited to announce a major upgrade to your dental benefits: PL Marketing is switching to Delta Dental starting January 1, 2026!
- Delta Dental is one of the largest and most trusted dental networks in the country. That means more provider choices, better access to care, and fewer out-of-pocket surprises.
- Whether you choose the Base Plan or the Enhanced Plan, you’ll benefit from 100% coverage for preventive care, and strong coverage for basic and major services.
- The Enhanced Plan offers double the annual maximum, $2,000 per person, and higher reimbursement rates, which can mean lower costs for you.
If you’ve been diagnosed with periodontal disease, Delta Dental allows four cleanings per year instead of the standard two. This is a big win for those managing gum health and chronic conditions.
This change is designed to give you more value, more access, and better care.
Delta Dental Dependents
Why dependents age 18+ need their own Delta Dental online account
Once a dependent turns 18, Delta Dental requires them to create their own online account for privacy and security reasons. Even though they are still covered under your dental plan, they are considered an adult, so access to their dental information can’t be shared under the subscriber’s login.
What this means:
- Your dependent is still covered under your Delta Dental plan.
- They just need to register separately on the Delta Dental website.
- Their account lets them:
o View ID cards
o Check benefits and coverage
o Review claims and explanations of benefits (EOBs)
How your dependent can sign up for their own online account:
- Go to the Delta Dental member website
- Select Register or Create an Account
- Enter their own personal information (name, DOB, SSN or member ID)
If they have trouble registering, Delta Dental customer service can help them set up access: 800-955-2030.
Delta Dental Base Plan
| Delta Dental Network | Delta Dental PPO™ Dentist |
Delta Dental Premier® Dentist |
Non-Participating Dentist |
|||
|---|---|---|---|---|---|---|
| Diagnostic & Preventive Services | ||||||
| Cleaning | 100% | 100% | 100% | |||
| Exam | 100% | 100% | 100% | |||
| Fluoride | 100% | 100% | 100% | |||
| Sealants | 100% | 100% | 100% | |||
| X-rays | 100% | 100% | 100% | |||
| Minor Services | ||||||
| Fillings | 80% | 80% | 80% | |||
| Simple Extractions | 80% | 80% | 80% | |||
| Major Services | ||||||
| Bridges | 50% | 50% | 50% | |||
| Endodontics | 50% | 50% | 50% | |||
| Implants | 50% | 50% | 50% | |||
| Oral Surgery | 50% | 50% | 50% | |||
| Periodontics | 50% | 50% | 50% | |||
| Crowns | 50% | 50% | 50% | |||
| Dentures | 50% | 50% | 50% | |||
| Orthodontic Services (not subject to deductible) | ||||||
|
Orthodontics |
50% | 50% | 50% | |||
|
Orthodontic Lifetime Maximum (per person) |
$1000 | $1000 | $1000 | |||
|
Orthodontic Service Age Limit |
through age 25 | |||||
| Deductible & Annual Maximum | ||||||
| Deductible (individual/family) | $50 / $150 | $50 / $150 | $50 / $150 | |||
| D&P Subject to Deductible | No | No | No | |||
| Annual Maximum (per person) | $1000 | $1000 | $1000 | |||
Please note: Dentists who have signed participating agreements with Delta Dental of Kentucky agree to accept the Allowable Amount as payment in full for Covered Services as these terms are defined in the Certificate of Coverage. Each Covered Person is responsible for the amount of Coinsurance, Deductible and non-covered charges. Dentists who have not signed a participating agreement may bill you directly for any amount of their charge in excess of the Allowable Amount. In cases where the dentist’s charges exceed the Allowable Amount, your coinsurance will be larger. Certain procedures require preauthorization and/or are subject to limitations.
PL Marketing Basic Plan Dental Benefit Summary
Delta Dental Enhanced Plan
| Delta Dental Network | Delta Dental PPO™ Dentist |
Delta Dental Premier® Dentist |
Non-Participating Dentist |
|||
|---|---|---|---|---|---|---|
| Diagnostic & Preventive Services | ||||||
| Cleaning | 100% | 100% | 100% | |||
| Exam | 100% | 100% | 100% | |||
| Fluoride | 100% | 100% | 100% | |||
| Sealants | 100% | 100% | 100% | |||
| X-rays | 100% | 100% | 100% | |||
| Minor Services | ||||||
| Fillings | 80% | 80% | 80% | |||
| Simple Extractions | 80% | 80% | 80% | |||
| Major Services | ||||||
| Bridges | 50% | 50% | 50% | |||
| Endodontics | 50% | 50% | 50% | |||
| Implants | 50% | 50% | 50% | |||
| Oral Surgery | 50% | 50% | 50% | |||
| Periodontics | 50% | 50% | 50% | |||
| Crowns | 50% | 50% | 50% | |||
| Dentures | 50% | 50% | 50% | |||
| Orthodontic Services (not subject to deductible) | ||||||
|
Orthodontics |
50% | 50% | 50% | |||
|
Orthodontic Lifetime Maximum (per person) |
$1000 | $1000 | $1000 | |||
|
Orthodontic Service Age Limit |
through age 25 | |||||
| Deductible & Annual Maximum | ||||||
| Deductible (individual/family) | $50 / $150 | $50 / $150 | $50 / $150 | |||
| D&P Subject to Deductible | No | No | No | |||
| Annual Maximum (per person) | $2000 | $2000 | $2000 | |||
Please note: Dentists who have signed participating agreements with Delta Dental of Kentucky agree to accept the Allowable Amount as payment in full for Covered Services as these terms are defined in the Certificate of Coverage. Each Covered Person is responsible for the amount of Coinsurance, Deductible and non-covered charges. Dentists who have not signed a participating agreement may bill you directly for any amount of their charge in excess of the Allowable Amount. In cases where the dentist’s charges exceed the Allowable Amount, your coinsurance will be larger. Certain procedures require preauthorization and/or are subject to limitations.
PL Marketing Enhanced Plan Dental Benefit Summary
DDKY ID Cards
DDPA Mobile App Member Flyer_New App Launch
CustMbite DDKY Whitening Discount SMILEKIT50
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